LoonieTools is an independent Canadian site sharing free money tools and honest guides. We aim to make Canadian personal finance clearer, with practical information you can actually use.
LoonieTools is built by Awais Jaffery, a finance professional in Canada, publishing the free calculators and the five-card wallet system we use at home. Everything on this site is general education only, not personal financial advice.
How the calculations are checked
Our calculators are built on published CRA and Bank of Canada rules and rate sources. The tax tools use the 2026 rules verified November 8, 2026, and card terms and scores follow our published methodology — see how we rate credit cards. Figures are re-checked monthly, and every rate and rule on this site is dated.