This Privacy Policy explains what information LoonieTools collects when you visit this site, how we use it, and the choices you have. We collect only the information needed to run and improve the site, and we do not sell your personal information.
Who we are
LoonieTools (loonietools.com) is a Canadian personal-finance website. It is run by the LoonieTools team. If you have a question about this policy, or about anything on the site, please reach us through the form on our Contact page. We do not publish an email address on this site.
Information we collect
We collect three kinds of information:
- Contact-form submissions. When you send us a message, we receive the details you type into the form — your first and last name, your email address, and your message. We use this only to read and reply to your message.
- Server logs. Our web host records standard server logs: the pages you visit, the date and time of your visit, and technical details such as your browser type and IP address. We use these logs to keep the site running, fix problems, and see which pages and tools are most useful.
- Cookies. This site and the services described below set cookies in your browser. You can delete or block cookies in your browser settings, although some features may not work as well without them.
The calculators on this site — the mortgage calculator, the RESP and CESG calculators, the card optimizer and the quiz — run entirely in your browser. The numbers you type into them are not sent to us and are not stored anywhere.
Advertising cookies
This site loads Google AdSense code. Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites.
Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings, or by visiting www.aboutads.info.
Google Analytics
We use Google Analytics, set up through Google’s Site Kit plugin for WordPress, to understand how visitors use the site — which pages are visited, how long people stay, and which tools are used. Google Analytics uses cookies to collect this information, and reports it to us in aggregate. It does not identify you by name. You can opt out of Google Analytics by using the Google Analytics opt-out browser add-on, or by blocking cookies in your browser settings.
Affiliate links
Some pages on this site link to banks and card issuers. If you click one of those links and then apply for or buy a product, we may earn a commission — at no extra cost to you. Our Affiliate Disclosure explains this in more detail.
We do not sell your personal information
We do not sell, rent or trade your personal information. The only others who receive information about your visit are the services described above — our web host (through its server logs), Google Analytics, and Google and its advertising partners (through the cookies described above) — and only for the purposes described in this policy.
Your rights
Under Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), you can ask what personal information we hold about you, and ask us to correct it if it is wrong or incomplete. To make a request, send us a message through the form on our Contact page. We will respond within a reasonable time.
Changes to this policy
We may update this policy from time to time, for example if we add a new tool or service. The date below shows when this policy was last updated.
Last updated: November 8, 2026.