How much Canada Child Benefit will we get? The Canada Child Benefit (CCB) is a tax-free monthly payment for families with children under 18. What your family gets depends on your adjusted family net income and the ages of your children — enter yours below and this calculator works it out exactly the way the Canada Revenue Agency does, from the CRA’s own published figures.
The CCB is recalculated every July from the tax return filed the previous year. This page calculates the July 2026–June 2027 benefit year, based on your 2025 return. Use the benefit-year dropdown in the calculator below to check the July 2025–June 2026 amount instead, based on your 2024 return.
This calculator shows what you’ll get. Our Benefit Payment Dates page shows when it lands — for the CCB and every other major federal and Ontario benefit.
Calculate your Canada Child Benefit
Your combined line 23600 — your net income plus your spouse or common-law partner’s net income, from the tax return the benefit year is based on. Not sure of the number? Estimate your net income with the Income Tax calculator.
The benefit year runs July to June. Amounts for July 2026–June 2027 are based on your 2025 return; amounts for July 2025–June 2026 are based on your 2024 return.
The Child Disability Benefit is $3,480 a year per eligible child, on top of the CCB. Count a child only if the CRA has approved the Disability Tax Credit for them.
Your Canada Child Benefit
2026 rules · Verified November 9, 2026
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How the CCB is calculated
The Canada Child Benefit is worked out in two phases, in a fixed order. First, the maximum for your children: $8,157 a year for each child under 6 and $6,883 a year for each child aged 6 to 17. Then the reduction. In Phase 1, for every dollar of adjusted family net income over $38,237, the benefit is reduced by 7% for one child, 13.5% for two children, 19% for three, or 23% for four or more — up to $44,610 of income over the threshold. In Phase 2, for income over $82,847, the reduction is the full Phase 1 amount (a fixed $3,123, $6,022, $8,476 or $10,260) plus 3.2%, 5.7%, 8% or 9.5% of the income over $82,847. The annual result is divided by 12 and paid monthly. For the previous year, July 2025–June 2026, the maximums were $7,997 and $6,748, the thresholds were $37,487 and $81,222, and the Phase 2 fixed amounts were $3,061, $5,904, $8,310 and $10,059.
The Child Disability Benefit is separate: $3,480 a year per child approved for the Disability Tax Credit, added on top of the CCB. It is only reduced once family income passes $82,847, by 3.2% for one eligible child or 5.7% for two or more. For July 2025–June 2026, it was $3,411 a year, reducing only above $81,222.
Assumptions and methodology
Source. The July 2026–June 2027 figures on this page come from CRA's official Canada child benefit pages ("How much you can get") and the T4114 booklet, verified November 9, 2026: maximums $8,157 (under 6) and $6,883 (6–17); thresholds $38,237 and $82,847; Phase 1 rates 7% / 13.5% / 19% / 23%; Phase 2 fixed amounts $3,123 / $6,022 / $8,476 / $10,260 and rates 3.2% / 5.7% / 8% / 9.5%; Child Disability Benefit $3,480 per eligible child. CRA's standalone calculation-sheet PDF for 2026–27 has not been posted yet, which is why this page previously waited before using these figures.
July 2025–June 2026 (previous year). The July 2025–June 2026 figures come from the CRA's official Canada child benefit calculation sheet for the July 2025 to June 2026 payments (2024 base year), checked November 9, 2026: maximums $7,997 (under 6) and $6,748 (6–17); thresholds $37,487 and $81,222; Phase 1 rates 7% / 13.5% / 19% / 23%; Phase 2 fixed amounts $3,061 / $5,904 / $8,310 / $10,059 and rates 3.2% / 5.7% / 8% / 9.5%; Child Disability Benefit $3,411 per eligible child.
Assumptions. Adjusted family net income is your combined line 23600 (you plus your spouse or common-law partner) from the return the benefit year is based on. Ages are the child's age at the start of the benefit year. The calculation assumes one household — shared custody is not modelled here (see the FAQ below). Amounts are rounded to the cent at each step, as on the CRA sheet, and the monthly payment is the annual amount divided by 12.
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Frequently asked questions
What is adjusted family net income (AFNI)?
It is your net income plus your spouse or common-law partner's net income, from line 23600 of your tax returns. The CRA uses the AFNI from the tax year before the benefit year starts — so the July 2026–June 2027 benefit year uses your 2025 returns. If you don't know the number, estimate your net income with the Income Tax calculator.
Which benefit year am I in?
The CCB benefit year runs from July to June, and the CRA recalculates your payment every July from the return you filed the previous year. A change in your income during the year doesn't change your payments until the next July recalculation.
How does shared custody affect the CCB?
If you share custody of a child roughly equally (about 40% to 60% of the time), each parent receives 50% of the benefit calculated on their own family's AFNI. This calculator shows the full amount, so run it with your own AFNI and halve the result for each parent's share.
Is the Canada Child Benefit taxable?
No. The CCB is a tax-free monthly payment.
When is the CCB paid?
Usually on the 20th of each month. If the total for the year is very small (under $240), the CRA pays it as a single lump sum in July instead of monthly.
What is the Child Disability Benefit?
An extra $3,480 a year per child who is approved for the Disability Tax Credit, paid on top of the CCB. It is only reduced once family income passes $82,847 — by 3.2% for one eligible child or 5.7% for two or more.
Which benefit years can I calculate?
Both July 2026–June 2027 and July 2025–June 2026. July 2026–June 2027 (based on your 2025 return) is the default; pick July 2025–June 2026 (based on your 2024 return) in the benefit-year dropdown to check last year's amount. The 2026–27 figures come from CRA's official Canada child benefit pages ('How much you can get') and the T4114 booklet, verified November 9, 2026 — CRA's standalone calculation-sheet PDF for 2026–27 has not been posted yet.
Related family tools
Saving for a child's education? The RESP CESG Catch-up Calculator shows how much of the $7,200 Canada Education Savings Grant your child still has left to claim. And if you need your line 23600 first, the Canadian Income Tax Calculator estimates your net income.